01452 543 498 enquiry@us4life.co.uk

Start Up Policy

When you experience a life changing event, like having a baby or starting a new family, it suddenly makes you think about things in a different way and your outlook on life is changed significantly as now you have to think about your new baby as well as yourself and your partner.

Possibly, thinking about the future is always at the forefront of your mind, when it comes to your new young family, and more importantly making sure they are suitably cared for in terms of financial security, if you passed away before they reached the age of 21, or graduated/settled down.

With this in mind, to make it easy for young families to set up a small but affordable fund for their baby, we are able to offer you a “Start Up Policy” which simply enables you to set up a small but affordable life insurance policy, starting at a cost as little as £5.00 per month, but a policy with the flexibility of being able to add to it when you want to/can afford to and increase the amount of money your child/children will get if you passed away prior to your youngest child reaching a specific age – commonly set to 21 years of age. 

An example of such a policy can be sourced via ourselves as follows: Provider: Aviva / Gender: Female / DOB/Age: 26 years old / Smoking Status: Non smoker / Existing Medical Conditions: None disclosed / Type: Level Term Assurance / Benefit Amount: £93,089 / Term of cover 21 years”

The process is quick and simple:

Basically, you would either need to contact us directly or allow us to contact you, and agree what amount of cover you require – once this has been done, and you agree and feel comfortable with the policy suggested, we complete a very quick “Lifestyle Questionnaire” with you so we can obtain basic personal information about you for the insurance company and we do the rest.

 If this is of interest and you would like to see how cheap a “Start Up Policy” is please email us at enquiry@us4life.co.uk and request a call back at your convenience.